Ameris Bancorp

$75.76

+$1.78 (+2.41%)

Jan 5, 2026

Price History (1Y)

Analysis

Ameris Bancorp is a regional bank operating in the financial services sector. The company has a market capitalization of $5.20 billion and employs approximately 2,700 individuals. It generates revenue of $1.13 billion on a trailing twelve-month (TTM) basis. The company's financial health is characterized by strong profitability metrics. Ameris Bancorp reports an operating margin of 48.3% and a profit margin of 35.2%. Additionally, it has a return on equity (ROE) of 10.3% and a return on assets (ROA) of 1.5%. On the balance sheet side, Ameris Bancorp has cash reserves totaling $1.06 billion and debt of approximately $480.32 million. In terms of valuation context, Ameris Bancorp's price-to-earnings (P/E) ratio stands at 12.82 on a TTM basis and 12.10 on a forward-looking basis. The company exhibits revenue growth of 5.0% year-over-year and earnings growth of 6.9% over the same period. Furthermore, Ameris Bancorp offers a dividend yield of 108.0%, with a payout ratio of 13.9%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Ameris Bancorp

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. It also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and personal credit lines. In addition, the company originates, administers, and services commercial insurance premium loans, equipment finance loans, and small business administration loans. Further, it operates full-service domestic banking offices, and mortgage and loan production offices. The company was founded in 1971 and is headquartered in Atlanta, Georgia.

Visit website →

Key Statistics

Market Cap
$5.20B
P/E Ratio
12.82
52-Week High
$78.99
52-Week Low
$48.27
Avg Volume
451.75K
Beta
0.99
Dividend Yield
108.00%

Company Info

Exchange
NYQ
Country
United States
Employees
2,700