ACIC
Financial ServicesAmerican Coastal Insurance Corporation
$11.42
+$0.04 (+0.35%)
Jan 5, 2026
Price History (1Y)
Analysis
American Coastal Insurance Corporation is a financial services company operating within the insurance - property & casualty industry. The company has a market capitalization of $556.90M and generates revenue of $328.33M on an annual basis. With 65 employees, ACIC operates at a relatively small scale compared to other companies in its sector. The company's financial health is characterized by mixed results. On the one hand, it boasts a gross margin of 49.6% and a profit margin of 26.0%. Additionally, return on equity (ROE) stands at 29.3%, indicating relatively strong profitability from shareholder equity. Conversely, the operating margin is -10.0%, suggesting operational inefficiencies or high expenses. The company's balance sheet also shows a debt-to-equity ratio of 46.73, meaning it has more liabilities than equity. Valuation metrics for ACIC indicate that its price-to-earnings (P/E) ratio stands at 6.56 (TTM), while the forward P/E is 8.16. This suggests that investors may be willing to pay a relatively low premium for its earnings compared to peers in the industry. Notably, revenue growth has contracted by -23.5% year-over-year, which could affect investor expectations and valuation multiples.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About American Coastal Insurance Corporation
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to dwellings and buildings, inventory, detached structures, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and cyber security policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
Visit website →Key Statistics
- Market Cap
- $556.90M
- P/E Ratio
- 6.56
- 52-Week High
- $13.50
- 52-Week Low
- $9.97
- Avg Volume
- 145.12K
- Beta
- -0.57
Company Info
- Industry
- Insurance - Property & Casualty
- Exchange
- NCM
- Country
- United States
- Employees
- 65