ACI Worldwide, Inc.

$45.93

+$0.26 (+0.57%)

Jan 5, 2026

Price History (1Y)

Analysis

ACI Worldwide, Inc. is a technology company specializing in software infrastructure with a significant market presence. The company operates within the Technology sector and Software - Infrastructure industry, boasting a substantial scale with a market capitalization of $4.74 billion, annual revenue of $1.73 billion, and over 3,100 employees. From a financial health perspective, ACI Worldwide demonstrates relatively strong profitability margins, with gross margin standing at 49.7%, operating margin at 26.7%, and profit margin at 15.1%. The company's returns on equity and assets are also notable, measuring 18.6% and 7.0%, respectively. Notably, the balance sheet shows a significant debt load relative to its cash reserves, with debt exceeding $924 million while cash stands at approximately $199 million. ACI Worldwide's valuation context is characterized by an earnings per share (EPS) price ratio of 18.52 on a trailing twelve-month basis and 13.54 on a forward basis, indicating a relatively moderate valuation multiple compared to its growth rates. The company has experienced revenue growth of 6.8% year-over-year, accompanied by earnings growth of 14.3%. With a dividend yield not specified in the provided data and a payout ratio of 0.0%, there is no information available on dividend payments or investor returns related to dividends.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About ACI Worldwide, Inc.

ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and internationally. It operates through Banks, Merchants, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, enhance fraud prevention, and reduce interchange fees; ACI Issuing, a digital payment issuing solution; and ACI Enterprise Payments Platform to provide payment players payment processing and orchestration for digital payments. It also provides account-to-account payments to support processing for banks and intermediaries, as well as regulatory compliance. In addition, the company offers ACI Payments Orchestration Platform, an omnichannel payments platform that orchestrates and optimizes payments; ACI Fraud Management for merchants, billers, and financial institutions, as well as ACI Fraud Scoring Services with artificial and human insights with data intelligence; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. It offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, subscription provider, telecommunications, and mortgage sectors; product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. The company markets its products and services under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is headquartered in Elkhorn, Nebraska.

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Key Statistics

Market Cap
$4.74B
P/E Ratio
18.52
52-Week High
$58.14
52-Week Low
$40.45
Avg Volume
702.65K
Beta
1.05

Company Info

Exchange
NMS
Country
United States
Employees
3,103