ALRS
Financial ServicesAlerus Financial Corporation
$23.36
+$0.91 (+4.05%)
Jan 5, 2026
Price History (1Y)
Analysis
Alerus Financial Corporation is a financial services company operating in the regional banks sector. With a market capitalization of $593.28 million, it is a relatively small player in its industry. The company employs 846 individuals and generates revenue of $275.45 million (TTM). Alerus operates within the Banks - Regional industry. The company's financial health is characterized by strong profitability metrics. The operating margin stands at 34.0%, indicating efficient operations, while the profit margin of 18.3% suggests a moderate level of pricing power. Alerus also generates returns on equity (ROE) and assets (ROA) of 10.8% and 1.1%, respectively. However, specific details regarding its balance sheet are limited due to missing data for debt-to-equity ratio and current ratio. Valuation metrics provide context for the company's performance. The price-to-earnings (P/E) ratio is 11.86 (TTM), with a forward P/E of 9.25. Revenue growth has been substantial, increasing by 47.4% year-over-year (YoY). Earnings growth has also been significant, rising by 150.0% YoY. Dividend information shows a yield of 370.0%, accompanied by a payout ratio of 43.4%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Alerus Financial Corporation
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates through three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault, merchant, and other cash management services. The company also provides commercial loans, business term loans, and lines of credit; commercial real estate, and commercial and industrial loans; consumer lending products, including residential first mortgage loans; and installment loans, and loans collateralized by cash and marketable securities. In addition, it offers retirement plan, and investment advisory services, employee stock ownership plan, investment fiduciary services, health savings accounts, flex spending accounts, COBRA recordkeeping, and other administration services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit cards, personal and business loans, credit cards, online and mobile banking/wallet, private banking, deposit and payment solutions, administration, and government health insurance program services. The company was formerly known as First National Bank North Dakota and changed its name to Alerus Financial Corporation in 2000. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota.
Visit website →Key Statistics
- Market Cap
- $593.28M
- P/E Ratio
- 11.86
- 52-Week High
- $24.33
- 52-Week Low
- $15.78
- Avg Volume
- 79.50K
- Beta
- 0.67
- Dividend Yield
- 370.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 846