Ames National Corporation

$23.02

+$0.28 (+1.23%)

Jan 5, 2026

Price History (1Y)

Analysis

Ames National Corporation is a financial services company operating in the banks - regional sector. With a market capitalization of $204.70M and revenue of $60.57M (TTM), it has a relatively modest scale compared to other companies in its industry. The company employs 258 individuals. The company's financial health shows significant profitability, with an operating margin of 37.9% and profit margin of 26.5%. Return on Equity is 8.3%, while Return on Assets stands at 0.8%. Ames National Corporation has substantial cash reserves, totaling $114.65M, but also carries debt worth $64.53M. The company's valuation context is characterized by a price-to-book ratio of 1.02 and a P/E ratio of 12.65 (TTM). Revenue growth has been strong, increasing by 21.6% year-over-year, while earnings growth has accelerated to 107.9%. The company offers a dividend yield of 352.0%, but its payout ratio is relatively high at 44.4%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Ames National Corporation

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. The company accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. It also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, the company offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was incorporated in 1903 and is headquartered in Ames, Iowa.

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Key Statistics

Market Cap
$204.70M
P/E Ratio
12.65
52-Week High
$24.36
52-Week Low
$16.04
Avg Volume
22.48K
Beta
0.39
Dividend Yield
352.00%

Company Info

Exchange
NCM
Country
United States
Employees
258