BOTJ
Financial ServicesBank of the James Financial Group, Inc.
$18.59
+$0.05 (+0.27%)
Jan 5, 2026
Price History (1Y)
Analysis
Bank of the James Financial Group, Inc. is a company in the sector of Financial Services and Industry of Banks - Regional. The company has a market capitalization of $84.46M, revenue of $47.67M, and employs 162 people. The financial health of Bank of the James Financial Group, Inc. indicates profitability with operating margin at 28.2% and profit margin at 16.6%. Returns on equity (ROE) stand at 10.9%, while returns on assets (ROA) are 0.8%. The company has a cash balance of $85.45M against debt of $8.84M. The valuation context for Bank of the James Financial Group, Inc. shows a price-to-earnings ratio (TTM) of 10.62 and a revenue growth rate of 10.1% year-over-year (YoY). The company's earnings growth is 38.3% YoY. Additionally, the dividend yield is notable at 216.0%, with a payout ratio of 22.9%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Bank of the James Financial Group, Inc.
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. In addition, the company offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc. was founded in 1999 and is headquartered in Lynchburg, Virginia.
Visit website →Key Statistics
- Market Cap
- $84.46M
- P/E Ratio
- 10.62
- 52-Week High
- $18.75
- 52-Week Low
- $11.56
- Avg Volume
- 3.25K
- Beta
- 0.11
- Dividend Yield
- 216.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 162