CACC
Financial ServicesCredit Acceptance Corporation
$460.24
+$6.32 (+1.39%)
Jan 5, 2026
Price History (1Y)
Analysis
Credit Acceptance Corporation is a financial services company that operates within the credit services industry. With a market capitalization of $5.17 billion and annual revenues of $1.23 billion, the company has a significant presence in its sector. Its workforce comprises 2,431 employees. The company's financial health indicates strong profitability, with gross margins reaching 94.1%, operating margins at 47.4%, and profit margins at 36.8%. Returns on equity and assets are also notable, standing at 28.1% and 5.2%, respectively. The balance sheet shows a debt-to-equity ratio of 403.46, with $6.37 billion in debt and $15.90 million in cash. The company's valuation context is characterized by a price-to-earnings ratio (TTM) of 12.04 and forward P/E of 11.07. Revenue growth has been substantial, increasing by 23.5% year-over-year, while earnings growth has accelerated to 48.5%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.
Visit website →Key Statistics
- Market Cap
- $5.17B
- P/E Ratio
- 12.04
- 52-Week High
- $560.00
- 52-Week Low
- $401.90
- Avg Volume
- 132.67K
- Beta
- 1.24
Company Info
- Industry
- Credit Services
- Exchange
- NMS
- Country
- United States
- Employees
- 2,431