Cadence Bank

$44.25

+$1.03 (+2.38%)

Jan 5, 2026

Price History (1Y)

Analysis

Cadence Bank is a financial services company operating in the banks - regional industry within the sector of Financial Services. The company has a significant scale with a market capitalization of $8.24B and annual revenues of $1.79B, employing approximately 5,825 individuals. The bank's financial health indicates moderate profitability, with an operating margin of 41.7% and a profit margin of 29.6%. However, the company has a net loss in terms of gross margin at 0.0%, suggesting a focus on cost management over price optimization. Returns on equity and assets stand at 9.1% and 1.0%, respectively, indicating reasonable efficiency in generating returns from shareholder capital and asset utilization. The balance sheet shows $1.92B in cash reserves against outstanding debt of $2.33B. Cadence Bank's valuation context is characterized by a price-to-earnings ratio of 15.97 (TTM) and forward P/E of 12.82, suggesting a moderate premium to its peers. The company has recorded revenue growth of 11.4% year-over-year but has experienced earnings decline at -6.9%. Dividend yield stands at 255.0%, reflecting the bank's payout ratio of 38.8%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Cadence Bank

Cadence Bank provides commercial banking and financial services in the United States. It operates through Corporate Banking, Community Banking, Mortgage, and Banking Services segments. The company offers deposit products, including checking accounts, savings accounts, money market accounts, time deposits, and other deposit accounts through multiple channels It also provides commercial, consumer, industrial, and residential and commercial real estate loans. In addition, the company offers term loans, lines of credit, equipment and receivable financing, energy, restaurant, healthcare, technology, small business administration, agricultural loans, construction loans, second mortgage loans, and home equity lines of credit, as well as automobiles, recreation vehicles, boats, secured and unsecured personal, and deposit account secured loans. Further, it provides wealth management, and other fiduciary and private banking services. Additionally, the company offers trust and investment management, asset management, and retirement and savings solutions, as well as estate planning, annuity, and credit-related products. It serves individuals, businesses, governmental institutions, and non-profit entities. The company was founded in 1876 and is headquartered in Tupelo, Mississippi.

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Key Statistics

Market Cap
$8.24B
P/E Ratio
15.97
52-Week High
$44.73
52-Week Low
$25.22
Avg Volume
3.51M
Beta
0.96
Dividend Yield
255.00%

Company Info

Exchange
NYQ
Country
United States
Employees
5,825