Community Financial System, Inc.
$58.81
+$0.71 (+1.22%)
Jan 5, 2026
Price History (1Y)
Analysis
Community Financial System, Inc. (CBU) operates within the Financial Services sector, specifically in the Banks - Regional industry. With a market capitalization of $3.11 billion, the company's scale is substantial, employing 2,730 individuals. The company's financial health appears to be robust, with notable profitability metrics. Operating Margin stands at 38.3%, while Profit Margin reaches 26.5%. Additionally, Return on Equity (ROE) and Return on Assets (ROA) are 11.1% and 1.2%, respectively. On the balance sheet side, Cash totals $253.24 million, whereas Debt amounts to $771.17 million. Valuation context is provided by the P/E Ratio (TTM), which stands at 14.96. Revenue Growth (YoY) is 11.2%, and Earnings Growth (YoY) is 25.3%. Dividend Yield reaches a significant level of 324.0%, although Payout Ratio is relatively moderate at 47.7%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Community Financial System, Inc.
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates in three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest-bearing checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, such as consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and check credit lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management services; and employee benefit services, as well as operates as a full-service insurance agency that offers personal and commercial lines of insurance, and other risk management products and services. Further, it offers contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration and benefit consulting, fund administration, transfer agency, actuarial and benefit consulting, and health and welfare consulting services; and act as an investor in residential and commercial real estate activities. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and insurance and advisory products, as well as master recordkeeping services. Community Financial System, Inc. was founded in 1866 and is headquartered in Dewitt, New York.
Visit website →Key Statistics
- Market Cap
- $3.11B
- P/E Ratio
- 14.96
- 52-Week High
- $68.11
- 52-Week Low
- $49.44
- Avg Volume
- 223.76K
- Beta
- 0.80
- Dividend Yield
- 324.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NYQ
- Country
- United States
- Employees
- 2,730