C&F Financial Corporation

$69.53

$-1.17 (-1.65%)

Jan 5, 2026

Price History (1Y)

Analysis

C&F Financial Corporation (CFFI) operates within the sector of Financial Services and is classified under Banks - Regional. The company's market capitalization stands at $225.16M, with annual revenues reaching $125.43M and a workforce of 545 employees. C&F Financial demonstrates relatively high profitability margins, including an operating margin of 26.7% and a profit margin of 20.9%. Returns on equity and assets are also notable, with ROE at 10.9% and ROA at 1.0%. The company's balance sheet is characterized by cash holdings of $100.30M and debt of $116.37M. The valuation context for C&F Financial is marked by a price-to-earnings ratio of 8.61, with revenue growth reaching 11.3% year-over-year and earnings growth at 32.1%. The dividend yield stands at 260.0%, accompanied by a payout ratio of 22.5%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About C&F Financial Corporation

C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance. The Community Banking segment offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, peer-to-peer payment capabilities, and debit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. The Mortgage Banking segment offers various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan production services to third parties for residential appraisals, as well as various mortgage origination activities. The Consumer Finance segment provides automobile loans. It also offers brokerage and wealth management services, and insurance products and services, as well as title and settlement agencies. C&F Financial Corporation was founded in 1927 and is based in Toano, Virginia.

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Key Statistics

Market Cap
$225.16M
P/E Ratio
8.61
52-Week High
$89.90
52-Week Low
$53.14
Avg Volume
4.78K
Beta
0.35
Dividend Yield
260.00%

Company Info

Exchange
NMS
Country
United States
Employees
545