CHMG
Financial ServicesChemung Financial Corporation
$54.99
+$0.49 (+0.90%)
Jan 5, 2026
Price History (1Y)
Analysis
Chemung Financial Corporation is a financial services company operating in the regional banks sector. It has a market capitalization of $263.64 million and generates revenue of $86.61 million on an annualized basis, employing 343 individuals. The company's financial health reveals strong profitability, with an operating margin of 37.6% and a profit margin of 15.3%. Its returns on equity (ROE) stand at 5.7%, while the return on assets (ROA) is 0.5%. In terms of its balance sheet, Chemung Financial Corporation holds cash reserves of $125.61 million and debt totaling $70.71 million. Valuation metrics indicate a price-to-earnings ratio of 19.64 on a trailing basis and 8.07 on a forward basis. The company has achieved revenue growth of 16.7% year-over-year, with earnings growth at 35.1%. Dividend yield stands at 242.0%, accompanied by a payout ratio of 46.6%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Chemung Financial Corporation
Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. Chemung Financial Corporation was founded in 1833 and is based in Elmira, New York.
Visit website →Key Statistics
- Market Cap
- $263.64M
- P/E Ratio
- 19.64
- 52-Week High
- $60.80
- 52-Week Low
- $40.71
- Avg Volume
- 7.69K
- Beta
- 0.50
- Dividend Yield
- 242.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 343