Chime Financial, Inc.

$27.82

+$1.42 (+5.38%)

Jan 5, 2026

Price History (1Y)

Analysis

Chime Financial, Inc. operates within the technology sector and software application industry, with a market capitalization of $10.42 billion. The company's revenue has reached $2.07 billion in the trailing twelve months. The financial health of Chime Financial is marked by significant losses, with a net income of -$984 million and an EBITDA loss of -$602 million. Gross margin stands at 87.8%, while operating and profit margins are lower, at 6.0% and -47.7%, respectively. The company has $1.19 billion in cash and $137.76 million in debt, resulting in a debt-to-equity ratio of 9.54. The valuation context for Chime Financial is reflected by its forward P/E ratio of 34.77 and price to sales of 5.04. Revenue growth over the past year has been substantial at 28.8%. The company does not pay dividends, with a payout ratio of 0.0%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Chime Financial, Inc.

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, saving, accessing liquidity, building credit, savings and perks, community, and support and security. Chime Financial, Inc. was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is based in San Francisco, California.

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Key Statistics

Market Cap
$10.42B
P/E Ratio
N/A
52-Week High
$44.94
52-Week Low
$16.17
Avg Volume
3.86M

Company Info

Exchange
NMS
Country
United States