Civista Bancshares, Inc.

$22.14

+$0.26 (+1.19%)

Jan 5, 2026

Price History (1Y)

Analysis

Civista Bancshares, Inc. is a financial services company operating in the banks - regional industry within the sector of Financial Services. The company has a market capitalization of $459.35 million and employs 523 individuals. Financially, Civista Bancshares has reported gross margin of 0.0%, operating margin of 37.7%, and profit margin of 26.9%. Returns on equity and assets stood at 9.8% and 1.1%, respectively. The company's balance sheet shows cash reserves of $67.19 million and debt totaling $350.67 million. Civista Bancshares has a price-to-earnings ratio (TTM) of 8.23 and forward P/E of 8.45, while its revenue growth rate over the past year was 14.8% and earnings growth rate 28.3%. The company pays a dividend yield of 311.0%, with a payout ratio of 25.2%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Civista Bancshares, Inc.

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; automated teller services; internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. It also provides time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Its loan portfolio includes commercial and agriculture; commercial real estate – owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. In addition, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

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Key Statistics

Market Cap
$459.35M
P/E Ratio
8.23
52-Week High
$25.59
52-Week Low
$17.47
Avg Volume
103.67K
Beta
0.69
Dividend Yield
311.00%

Company Info

Exchange
NCM
Country
United States
Employees
523