COFS
Financial ServicesChoiceOne Financial Services, Inc.
$29.28
+$0.31 (+1.07%)
Jan 5, 2026
Price History (1Y)
Analysis
ChoiceOne Financial Services, Inc. is a regional bank operating in the financial services sector. The company has a market capitalization of $439.89M and employs 573 individuals. In terms of scale, ChoiceOne operates within the banks - regional industry. The company's financial health is characterized by relatively high profitability, with an operating margin of 46.2% and a profit margin of 16.8%. However, its gross margin stands at 0.0%. From a return perspective, ChoiceOne's return on equity (ROE) is 6.2%, while its return on assets (ROA) is 0.6%. ChoiceOne's valuation context is marked by a price to earnings ratio (TTM) of 15.74 and a forward P/E of 8.35. The company has experienced revenue growth of 80.4% year-over-year, with an accompanying earnings growth rate of 14.1%. ChoiceOne also offers a dividend yield of 400.0%, accompanied by a payout ratio of 60.9%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About ChoiceOne Financial Services, Inc.
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan. The company offers time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers sells insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.
Visit website →Key Statistics
- Market Cap
- $439.89M
- P/E Ratio
- 15.74
- 52-Week High
- $35.40
- 52-Week Low
- $24.89
- Avg Volume
- 140.43K
- Beta
- 0.63
- Dividend Yield
- 400.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 573