CPSS
Financial ServicesConsumer Portfolio Services, Inc.
$8.96
$-0.21 (-2.24%)
Jan 5, 2026
Price History (1Y)
Analysis
Consumer Portfolio Services, Inc. is a company within the Financial Services sector and Credit Services industry. It has a significant scale, with 918 employees and a market capitalization of $199.24M. The company's financial health indicates relatively strong profitability, with gross margin at 100.0%, operating margin at 14.1%, and profit margin at 9.9%. Returns on equity and assets are 6.6% and 0.5%, respectively. The balance sheet shows a substantial debt of $3.45B, which is offset by cash reserves of $9.39M, resulting in a debt-to-equity ratio of 1123.12. Consumer Portfolio Services, Inc.'s valuation context can be characterized by its price-to-earnings (P/E) ratios, including the trailing twelve months (TTM) P/E at 11.49 and forward P/E at 6.18. The company has experienced revenue growth of 9.3% year-over-year (YoY), while earnings growth has been flat at 0.0%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Consumer Portfolio Services, Inc.
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is based in Las Vegas, Nevada.
Visit website →Key Statistics
- Market Cap
- $199.24M
- P/E Ratio
- 11.49
- 52-Week High
- $12.73
- 52-Week Low
- $6.67
- Avg Volume
- 24.16K
- Beta
- 1.04
Company Info
- Industry
- Credit Services
- Exchange
- NGM
- Country
- United States
- Employees
- 918