ECBK

ECB Bancorp, Inc. is a company in the Financial Services sector, specifically within the Banks - Regional industry. The firm's market capitalization stands at $152.24 million, indicating its relatively small scale among regional banks. With approximately 64 employees, ECB Bancorp operates with a modest workforce compared to larger financial institutions. In terms of financial health, ECB Bancorp demonstrates strong profitability metrics. The company reports an operating margin of 40.6% and a profit margin of 22.2%, suggesting efficient operations and effective management. Return on equity (ROE) stands at 3.9%, which is relatively low but may be influenced by the industry's nature. However, return on assets (ROA) is notably lower at 0.5%. The company has a sizeable amount of cash reserves, totaling $110.62 million, which contrasts with its debt obligations of $261.62 million. From a valuation perspective, ECB Bancorp trades at a price to earnings (P/E) ratio of 21.50, indicating the market's assessment of the company's value relative to its earnings. The firm has experienced significant revenue growth over the past year, with an increase of 31.5%. Additionally, earnings have grown by 110.9% in the same period. Unfortunately, dividend information is not available for ECB Bancorp, as both the dividend yield and payout ratio are listed as N/A.