EZPW
Financial ServicesEZCORP, Inc.
$20.22
+$0.16 (+0.80%)
Jan 5, 2026
Price History (1Y)
Analysis
EZCORP, Inc. is a financial services company operating in the credit services industry within the sector of Financial Services. With a market capitalization of $1.23B and 8,500 employees, it has significant scale in its operations. The company's financial health appears stable with notable profitability metrics: gross margin stands at 58.5%, while operating margin is 11.3%. Profit margins are lower at 8.6%. Return on equity (ROE) is 12.0% and return on assets (ROA) is 5.5%, indicating some level of efficiency in generating returns from equity and assets, respectively. The balance sheet shows a debt-to-equity ratio of 74.62, with cash holdings totaling $469.52M against debt of $765.26M. EZCORP's valuation context can be seen through its price-to-earnings (P/E) ratios: trailing twelve months (TTM) P/E is 14.14 and forward P/E is 11.81, indicating some discount relative to past earnings but an expected decrease in future earnings multiples. Revenue growth has been positive at 14.3% year-over-year (YoY), while earnings have seen a stronger increase of 62.7%. Notably, the company does not pay dividends, given its payout ratio is 0.0%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About EZCORP, Inc.
EZCORP, Inc. provides pawn services in the United States, Mexixo, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
Visit website →Key Statistics
- Market Cap
- $1.23B
- P/E Ratio
- 14.14
- 52-Week High
- $21.49
- 52-Week Low
- $11.60
- Avg Volume
- 930.50K
- Beta
- 0.55
Company Info
- Industry
- Credit Services
- Exchange
- NMS
- Country
- United States
- Employees
- 8,500