First Citizens BancShares, Inc.

$2182.61

+$23.97 (+1.11%)

Jan 5, 2026

Price History (1Y)

Analysis

First Citizens BancShares, Inc. is a financial services company within the banks - regional industry, operating in the sector of Financial Services. With a market capitalization of $27.95B and revenue of $8.90B (TTM), the company has a significant presence with approximately 17,191 employees. The financial health of First Citizens BancShares, Inc. is characterized by profitability margins, including an operating margin of 37.0% and a profit margin of 26.1%. Returns on equity (ROE) stand at 10.4%, while returns on assets (ROA) are 1.0%. The company's balance sheet indicates cash reserves of $26.33B against debt of $40.86B. Valuation metrics for First Citizens BancShares, Inc. include a price to earnings ratio (TTM) of 12.78 and forward P/E of 11.77. The company has experienced revenue growth at -3.7% year-over-year (YoY), with corresponding earnings growth of -0.8%. A dividend yield of 39.0% supports the valuation context, accompanied by a payout ratio of 4.6%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About First Citizens BancShares, Inc.

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through General Bank, Commercial Bank, Silicon Valley Bank (SVB) Commercial, and Rail segments. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction, commercial and industrial, and small business administration loans, as well as non-owner and owner occupied commercial mortgages. In addition, the company offers consumer loans, such as revolving mortgage, consumer auto, residential mortgage, and other consumer loans. Further, it provides wealth management services, including annuities, brokerage services, and third-party mutual funds; and investment management and advisory, trust, cash management, leasing, capital market, asset-based lending, factoring, receivables management and secured financing, underwriting and private placement, insurance, and other financial and advisory services. Additionally, the company offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. It provides its products and services through online and mobile banking platforms, as well as branch locations. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

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Key Statistics

Market Cap
$27.95B
P/E Ratio
12.78
52-Week High
$2412.93
52-Week Low
$1473.62
Avg Volume
99.78K
Beta
0.69
Dividend Yield
39.00%

Company Info

Exchange
NMS
Country
United States
Employees
17,191