FISI
Financial ServicesFinancial Institutions, Inc.
$31.73
+$0.89 (+2.89%)
Jan 5, 2026
Price History (1Y)
Analysis
Financial Institutions, Inc. operates in the sector of Financial Services and is classified within the industry of Banks - Regional. With a market capitalization of $638.74M, it has a significant scale, employing 598 individuals. The company's revenue over the trailing twelve months (TTM) totals $116.73M. Financial Institutions, Inc.'s financial health indicates profitability with an operating margin of 43.5%, although its gross margin is at 0.0%. Its net income over the TTM period stands at -$29,383,000. The company's balance sheet holds cash worth $216.40M and debt totaling $229.75M. The valuation context for Financial Institutions, Inc. includes a forward price-to-earnings (P/E) ratio of 8.21 and a revenue growth rate of 30.0% year-over-year (YoY). The company also offers a dividend yield of 402.0%, with a payout ratio of 37.8%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Financial Institutions, Inc.
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, and deposit account collateralized loans. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
Visit website →Key Statistics
- Market Cap
- $638.74M
- P/E Ratio
- N/A
- 52-Week High
- $33.00
- 52-Week Low
- $20.97
- Avg Volume
- 130.31K
- Beta
- 0.71
- Dividend Yield
- 402.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 598