FNLC
Financial ServicesThe First Bancorp, Inc.
$27.56
+$1.14 (+4.31%)
Jan 5, 2026
Price History (1Y)
Analysis
The First Bancorp, Inc. is a financial services company operating within the banks - regional industry. It has a market capitalization of $309.20 million and employs 284 individuals. The company's financial health indicates high profitability, with gross margin at 0.0%, operating margin at 49.4%, and profit margin at 35.8%. Returns on equity stand at 11.9% and returns on assets are 1.0%. The balance sheet shows $43.36 million in cash against $158.83 million in debt. The company's valuation is supported by a price to earnings ratio of 9.41, with revenue growth at 12.6% year-over-year and earnings growth at 19.1%. A dividend yield of 556.0% is notable, although the payout ratio stands at 64.8%. The stock has reached as high as $28.60 in the past year and as low as $22.11, with a beta of 0.59 indicating relatively low volatility.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About The First Bancorp, Inc.
The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. The company accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. It also provides commercial loans, such as mortgage loans to finance investments in real property, which includes retail spaces, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loans for financing working capital and/or capital investment. In addition, the company offers commercial multifamily loans; residential real estate term and construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, it offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as brokerage, annuity, and various insurance products. The company operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine.
Visit website →Key Statistics
- Market Cap
- $309.20M
- P/E Ratio
- 9.41
- 52-Week High
- $28.60
- 52-Week Low
- $22.11
- Avg Volume
- 19.21K
- Beta
- 0.59
- Dividend Yield
- 556.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 284