FRAF
Financial ServicesFranklin Financial Services Corporation
$50.14
+$1.21 (+2.47%)
Jan 5, 2026
Price History (1Y)
Analysis
Franklin Financial Services Corporation is a regional bank that operates in the financial services sector. It has a market capitalization of $224.58 million and generates revenue of $77.78 million (TTM). The company's scale is relatively small compared to larger banks. The company demonstrates strong profitability, with an operating margin of 32.8% and a profit margin of 20.1%. Its return on equity stands at 9.9%, while its return on assets is lower at 0.7%. Franklin Financial Services Corporation has $26.94 million in cash and $215.24 million in debt, indicating a significant reliance on borrowing to fund operations. Franklin Financial Services Corporation's valuation metrics are as follows: the price-to-earnings ratio (TTM) stands at 14.01, while the price-to-book ratio is higher at 1.35. The company has experienced revenue growth of 14.6% year-over-year and earnings growth of 25.3%. Dividend investors should note a dividend yield of 270.0% and a payout ratio of 37.2%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Franklin Financial Services Corporation
Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; safe deposit; and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.
Visit website →Key Statistics
- Market Cap
- $224.58M
- P/E Ratio
- 14.01
- 52-Week High
- $59.95
- 52-Week Low
- $28.01
- Avg Volume
- 38.08K
- Beta
- -0.08
- Dividend Yield
- 270.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States