FSBC
Financial ServicesFive Star Bancorp
$36.44
+$0.79 (+2.22%)
Jan 5, 2026
Price History (1Y)
Analysis
Five Star Bancorp is a regional bank operating in the financial services sector. The company has a market capitalization of $778.65 million and annual revenue of $141.93 million, employing 205 individuals. This scale positions it within the regional banking industry. Financial health metrics indicate strong profitability for Five Star Bancorp, with an operating margin of 58.6% and a profit margin of 40.4%. The company's return on equity (ROE) is 13.9%, while its return on assets (ROA) is 1.3%. Additionally, the company holds cash reserves totaling $580.55 million against debt obligations amounting to $84.44 million. Valuation metrics for Five Star Bancorp include a price-to-earnings ratio of 13.20 and forward P/E of 10.85. The company has experienced revenue growth of 33.8% year-over-year, accompanied by earnings growth of 49.0%. A dividend yield of 224.0% is also notable, though the payout ratio remains at 29.6%, suggesting some portion of profits are allocated to shareholders.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Five Star Bancorp
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. The company was founded in 1999 and is headquartered in Rancho Cordova, California.
Visit website →Key Statistics
- Market Cap
- $778.65M
- P/E Ratio
- 13.20
- 52-Week High
- $38.86
- 52-Week Low
- $22.22
- Avg Volume
- 66.36K
- Beta
- 0.50
- Dividend Yield
- 224.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 205