FSBW
Financial ServicesFS Bancorp, Inc.
$41.15
+$0.30 (+0.73%)
Jan 5, 2026
Price History (1Y)
Analysis
FS Bancorp, Inc. is a company operating in the Financial Services sector within the Banks - Regional industry. With a market capitalization of $312.59 million and 575 employees, it is a mid-sized regional bank. The company's financial health is characterized by high profitability margins: gross margin of 0.0%, operating margin of 35.1%, and profit margin of 22.9%. Returns on equity and assets are also substantial at 11.0% and 1.0%, respectively. On the balance sheet side, the company has a significant amount of debt, totaling $186.69 million, but also holds cash worth $63.36 million. FS Bancorp's valuation context is marked by relatively low price-to-earnings ratios, both on a trailing basis (9.99) and forward-looking (9.06). Revenue growth over the past year has been moderate at 3.6%, while earnings have declined by 8.5% year-over-year. The company pays out a significant portion of its earnings as dividends, with a payout ratio of 27.1%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About FS Bancorp, Inc.
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages loans, home equity loan products, commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. Further, it provides online banking platforms, mobile banking apps, and telephone banking services, as well as cash management services. The company operates full bank service branches and home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Kitsap, Clallam, Jefferson, Grays Harbor, Thurston, and Benton counties; Oregon; and a loan production office in the market area of the Tri-Cities. FS Bancorp, Inc. was founded in 1936 and is headquartered in Mountlake Terrace, Washington.
Visit website →Key Statistics
- Market Cap
- $312.59M
- P/E Ratio
- 9.99
- 52-Week High
- $44.22
- 52-Week Low
- $34.61
- Avg Volume
- 13.53K
- Beta
- 0.71
- Dividend Yield
- 274.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 575