FUSB
Financial ServicesFirst US Bancshares, Inc.
$13.50
$-0.45 (-3.23%)
Jan 5, 2026
Price History (1Y)
Analysis
First US Bancshares, Inc. operates in the financial services sector and is categorized under banks - regional. The company has a market capitalization of $77.85M and employs 151 individuals. The company's financial health indicates moderate profitability, with operating margins standing at 25.3%. Profit margins are also notable at 15.5%, while gross margin is significantly lower at 0.0%. Returns on equity (ROE) and assets (ROA) are reported as 5.5% and 0.5%, respectively. Valuation metrics show a price-to-book ratio of 0.75, suggesting a relatively low valuation multiple compared to its peers. The company's revenue growth has been sluggish at 0.2% year-over-year, while earnings have declined by 11.1%. A dividend yield as high as 201.0% is notable, although the payout ratio is relatively modest at 30.1%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About First US Bancshares, Inc.
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans, including residential housing projects, commercial and industrial development, and for purchase and improvement of raw land for agricultural production; mortgage loans on one-to-four family and multi-family residential properties; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, and other commercial properties; commercial and industrial loans and leases; and secured and unsecured personal loans, including automobile loans, loans for household and personal purposes, and other direct consumer installment loans. It also provides loans secured by collateral in form of personal property items. In addition, the company offers letters of credit; and safe deposit box and remote deposit capture services. It serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
Key Statistics
- Market Cap
- $77.85M
- P/E Ratio
- 15.00
- 52-Week High
- $14.79
- 52-Week Low
- $10.30
- Avg Volume
- 6.80K
- Beta
- 0.28
- Dividend Yield
- 201.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 151