HTBK
Financial ServicesHeritage Commerce Corp
$12.34
+$0.28 (+2.32%)
Jan 5, 2026
Price History (1Y)
Analysis
Heritage Commerce Corp is a bank holding company in the Regional Banks industry within the Financial Services sector. The company has a market capitalization of $756.84M, with revenue totaling $187.68M over the trailing twelve months (TTM). Heritage Commerce Corp employs approximately 350 people. The company's financial health is characterized by a gross margin of 0.0%, an operating margin of 41.5%, and a profit margin of 23.1%. In terms of returns, Heritage Commerce Corp has a return on equity (ROE) of 6.3% and a return on assets (ROA) of 0.8%. The company's balance sheet is notable for having cash reserves of $747.74M and debt totaling $68.42M. Heritage Commerce Corp's valuation context can be assessed through its price-to-earnings ratio, which stands at 17.14 TTM and 12.99 forward. The company has experienced revenue growth of 18.1% year-over-year (YoY) and earnings growth of 41.0% YoY. Additionally, Heritage Commerce Corp pays a dividend with a yield of 431.0% and a payout ratio of 74.3%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Heritage Commerce Corp
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest-bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company provides commercial loans for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial and construction loans; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, the company offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California.
Visit website →Key Statistics
- Market Cap
- $756.84M
- P/E Ratio
- 17.14
- 52-Week High
- $12.89
- 52-Week Low
- $8.09
- Avg Volume
- 655.59K
- Beta
- 0.78
- Dividend Yield
- 431.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 350