Live Oak Bancshares, Inc.
$35.76
+$1.05 (+3.03%)
Jan 5, 2026
Price History (1Y)
Analysis
Live Oak Bancshares, Inc. is a financial services company that operates in the regional banks industry. The company has a market capitalization of $1.64B, indicating a significant scale within its sector. In terms of revenue and employees, Live Oak Bancshares reported $434.21M in total revenue (TTM) and 1029 employees. From a financial health perspective, the company demonstrates strong profitability with an operating margin of 32.6% and a profit margin of 16.0%. Additionally, it has generated net income of $68.61M (TTM). Live Oak Bancshares also maintains a substantial cash position with $892.69M in cash while having relatively low debt at $105.05M. The company's valuation context is characterized by a price-to-earnings ratio (TTM) of 23.37, which contrasts with its forward P/E of 11.44. Live Oak Bancshares has reported revenue growth of 29.6% year-over-year and earnings growth of 96.4%. The company also pays a dividend yield of 35.0%, although the payout ratio is relatively low at 8.1%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.
Visit website →Key Statistics
- Market Cap
- $1.64B
- P/E Ratio
- 23.37
- 52-Week High
- $41.55
- 52-Week Low
- $22.68
- Avg Volume
- 293.55K
- Beta
- 2.03
- Dividend Yield
- 35.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NYQ
- Country
- United States
- Employees
- 1,029