LPRO

Open Lending Corporation is a company in the Financial Services sector, specifically within the Credit Services industry. With a market capitalization of $202.10M, it operates on a relatively small scale compared to larger financial institutions. Open Lending has a workforce of 205 employees. The company's financial health is characterized by negative profitability metrics. Its gross margin stands at -36.7%, while its operating and profit margins are 13.7% and 0.0%, respectively. This suggests significant operational expenses outweighing revenue in the short term. Returns on equity (ROE) and assets (ROA) also reflect losses, with ROE at -102.5% and ROA at -13.4%. The balance sheet shows a substantial debt-to-equity ratio of 188.07 but also holds $222.13M in cash. Valuation metrics indicate a forward P/E ratio of 13.15, which may be considered relatively high compared to other financial services companies. Revenue growth has been stable at 3.0% year-over-year (YoY), while earnings growth is not available due to negative net income figures. There are no dividend payments or yields reported for Open Lending Corporation.