MBCN
Financial ServicesMiddlefield Banc Corp.
$34.72
+$0.78 (+2.30%)
Jan 5, 2026
Price History (1Y)
Analysis
Middlefield Banc Corp. is a regional bank operating in the Financial Services sector, specifically within the Banks - Regional industry. With a market capitalization of $280.89M and 246 employees, it maintains a moderate scale compared to its peers. The company's financial health appears solid, with high profitability metrics. The gross margin stands at 0.0%, while the operating and profit margins are significantly higher at 36.0% and 28.1%, respectively. Returns on equity and assets are also respectable at 9.7% and 1.1%. As for its balance sheet, Middlefield Banc Corp. holds $103.70M in cash against debt of $117.50M. In terms of valuation, the price-to-earnings ratio is 13.00 (TTM) and 13.42 (forward), indicating a relatively stable valuation multiple. Revenue growth has been robust at 33.6% year-over-year, while earnings growth accelerated to 124.2%. The company also offers a dividend yield of 248.0%, with a payout ratio of 31.8%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Middlefield Banc Corp.
Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. The company offers checking, savings, and negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities, and travelers' checks. It also provides operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans. In addition, the company resolves and disposes troubled assets in Ohio. Further, it offers official checks, money orders, and ATM services, as well as IRA accounts; online banking and bill payment services to individuals; and online cash management services to business customers. Middlefield Banc Corp. was founded in 1901 and is headquartered in Middlefield, Ohio.
Visit website →Key Statistics
- Market Cap
- $280.89M
- P/E Ratio
- 13.00
- 52-Week High
- $37.68
- 52-Week Low
- $22.74
- Avg Volume
- 20.45K
- Beta
- 0.39
- Dividend Yield
- 248.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 246