MCBS
Financial ServicesMetroCity Bankshares, Inc.
$26.62
+$0.35 (+1.33%)
Jan 5, 2026
Price History (1Y)
Analysis
MetroCity Bankshares, Inc. is a financial services company operating in the banks - regional industry within the sector of Financial Services. The company has a significant presence with a market capitalization of $767.14 million and annual revenue of $147.35 million. With approximately 240 employees, MetroCity Bankshares operates on a regional scale. The company's financial health is notable, with an operating margin of 62.7% and profit margin of 45.2%. Return on Equity (ROE) stands at 15.6%, indicating efficient use of equity to generate profits. However, the return on assets (ROA) is relatively low at 1.9%. The balance sheet shows a significant amount of debt with $433.22 million, but also a substantial cash reserve of $236.59 million. In terms of valuation context, MetroCity Bankshares has a price-to-earnings ratio of 10.28 (TTM) and forward P/E of 8.73, indicating relatively low valuations compared to its peers. The revenue growth rate is steady at 6.0% year-over-year, while the earnings growth rate is slightly lower at 3.1%. The company also offers a dividend yield of 381.0%, with a payout ratio of 36.3%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About MetroCity Bankshares, Inc.
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial, residential mortgage, and small business administration loans. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Doraville, Georgia.
Visit website →Key Statistics
- Market Cap
- $767.14M
- P/E Ratio
- 10.28
- 52-Week High
- $32.80
- 52-Week Low
- $24.24
- Avg Volume
- 47.91K
- Beta
- 0.73
- Dividend Yield
- 381.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 240