Magyar Bancorp, Inc.

$17.75

+$0.21 (+1.20%)

Jan 5, 2026

Price History (1Y)

Analysis

Magyar Bancorp, Inc. is a regional bank operating in the financial services sector, with an industry classification of Banks - Regional. The company has a market capitalization of $116.02 million and employs approximately 91 individuals. In terms of financial health, Magyar Bancorp demonstrates strong profitability, with an operating margin of 41.9% and a profit margin of 27.7%. The company also exhibits decent returns on equity (ROE) at 8.5%, as well as a return on assets (ROA) of 1.0%. However, the balance sheet shows a significant amount of debt, with $51.88 million in liabilities, but also a substantial cash position of $8.00 million. The company's valuation context is characterized by a price-to-earnings ratio (P/E) of 11.23 and revenue growth rates that have contracted over the past year at -3.5%. Additionally, Magyar Bancorp offers a dividend yield of 182.0%, with a payout ratio of 16.0%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Magyar Bancorp, Inc.

Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company provides one-to four-family residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.

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Key Statistics

Market Cap
$116.02M
P/E Ratio
11.23
52-Week High
$19.04
52-Week Low
$13.52
Avg Volume
3.18K
Beta
0.24
Dividend Yield
182.00%

Company Info

Exchange
NGM
Country
United States
Employees
91