NBTB
Financial ServicesNBT Bancorp Inc.
$42.39
+$0.80 (+1.92%)
Jan 5, 2026
Price History (1Y)
Analysis
NBT Bancorp Inc. is a financial services company operating in the banks - regional sector with a market capitalization of $2.22B. The company has 2083 employees and generates revenue of approximately $629.73M (TTM). NBT Bancorp's scale is significant, ranking it among larger institutions within its industry. The company demonstrates strong financial health, with an operating margin of 43.4% and a profit margin of 23.8%. Return on equity stands at 8.9%, while return on assets is 1.0%. NBT Bancorp's balance sheet shows $710.64M in cash and $389.60M in debt. Valuation metrics are notable, with a P/E ratio (TTM) of 13.76 and forward P/E of 10.04. The company has experienced revenue growth of 26.6% year-over-year and earnings growth of 28.8%. A dividend yield of 356.0% is significantly high, though the payout ratio stands at 46.0%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About NBT Bancorp Inc.
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan administration and record keeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company operates in New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
Visit website →Key Statistics
- Market Cap
- $2.22B
- P/E Ratio
- 13.76
- 52-Week High
- $49.18
- 52-Week Low
- $37.31
- Avg Volume
- 224.07K
- Beta
- 0.50
- Dividend Yield
- 356.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 2,083