NI Holdings, Inc.

$13.45

+$0.18 (+1.36%)

Jan 5, 2026

Price History (1Y)

Analysis

NI Holdings, Inc. (NODK) is a company within the Financial Services sector and Insurance - Property & Casualty industry. It has a relatively small scale with 202 employees, a market capitalization of $278.08 million, and annual revenues of $297.97 million. The company's financial health is mixed. Profitability metrics are negative, with an operating margin of -2.4% and a profit margin of 0.9%. However, the return on equity (ROE) is 1.1%, indicating some level of profitability. The balance sheet shows $24.65 million in cash and only $1.50 million in debt, resulting in a debt to equity ratio of 0.61. The company's valuation context is characterized by a high P/E ratio of 122.27 and a revenue growth rate of -14.0% year-over-year. The price to sales ratio is 0.93, indicating that the stock may be undervalued relative to its revenue.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About NI Holdings, Inc.

NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.

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Key Statistics

Market Cap
$278.08M
P/E Ratio
122.27
52-Week High
$15.41
52-Week Low
$12.01
Avg Volume
12.37K
Beta
0.38

Company Info

Exchange
NCM
Country
United States
Employees
202