NWFL
Financial ServicesNorwood Financial Corp.
$28.24
+$0.24 (+0.86%)
Jan 5, 2026
Price History (1Y)
Analysis
Norwood Financial Corp. is a regional bank operating in the financial services sector. The company has a market capitalization of $261.62 million and employs 264 individuals. In terms of scale, Norwood Financial's revenue totals $60.54 million on a trailing twelve-month basis. The company's financial health appears to be stable, with an operating margin of 46.5% and a profit margin of 12.7%. However, the gross margin is at 0.0%, suggesting that the company may not have significant cost advantages in its products or services. Norwood Financial's returns on equity (ROE) and return on assets (ROA) are 3.6% and 0.3%, respectively. In terms of valuation, Norwood Financial's price-to-earnings ratio is 42.79 on a trailing twelve-month basis, while the forward P/E is 8.37. The company has experienced significant revenue growth at 39.0% year-over-year, accompanied by earnings growth of 86.3%. Dividend yields are substantial at 457.0%, with a payout ratio of 189.2%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Norwood Financial Corp.
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.
Visit website →Key Statistics
- Market Cap
- $261.62M
- P/E Ratio
- 42.79
- 52-Week High
- $30.59
- 52-Week Low
- $21.25
- Avg Volume
- 29.63K
- Beta
- 0.60
- Dividend Yield
- 457.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NGM
- Country
- United States
- Employees
- 264