OCFC
Financial ServicesOceanFirst Financial Corp.
$17.70
$-0.14 (-0.78%)
Jan 5, 2026
Price History (1Y)
Analysis
OceanFirst Financial Corp. is a regional bank operating in the financial services sector. With a market capitalization of $1.02 billion and annual revenue of $378.56 million, the company has a significant presence with approximately 975 employees. It operates within the banks - regional industry. The company's financial health indicates profitability, with an operating margin of 30.6% and a profit margin of 21.1%. However, it also shows some red flags, such as a gross margin of 0.0%, which may indicate significant expenses or losses on certain products. Additionally, the return on equity (ROE) is 4.8%, while the return on assets (ROA) is 0.6%. The company's balance sheet consists of $330.82 million in cash and $2.04 billion in debt. The valuation context for OceanFirst Financial Corp. shows a relatively low price-to-book ratio of 0.61, which may indicate undervaluation. However, the price-to-earnings (P/E) ratio is 13.72, which may be considered high by some investors. The company's revenue growth rate is 2.6% year-over-year, while its earnings growth rate has declined by 27.8%. The dividend yield is a significant 448.0%, with a payout ratio of 61.5%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About OceanFirst Financial Corp.
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard, trust and fiduciary, asset management services, as well as bank owned life insurance products. The company was founded in 1902 and is headquartered in Toms River, New Jersey.
Visit website →Key Statistics
- Market Cap
- $1.02B
- P/E Ratio
- 13.72
- 52-Week High
- $20.61
- 52-Week Low
- $14.29
- Avg Volume
- 451.89K
- Beta
- 1.05
- Dividend Yield
- 448.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 975