OFG Bancorp
$41.58
+$0.56 (+1.37%)
Jan 5, 2026
Price History (1Y)
Analysis
OFG Bancorp is a regional bank operating in the Financial Services sector within the Banks - Regional industry. The company has a significant market presence with a market capitalization of $1.85B and generates revenue of $624.00M on a trailing twelve-month basis. The company's financial health appears to be robust, with an operating margin of 40.3% and a profit margin of 32.0%. This is reflected in its returns, which include a return on equity (ROE) of 14.8% and a return on assets (ROA) of 1.7%. The company's balance sheet shows cash holdings of $740.37M against debt of $582.00M. The valuation context for OFG Bancorp is characterized by a relatively low P/E ratio, both on a trailing twelve-month basis (9.32) and forward-looking estimate (9.19). The company has experienced revenue growth of 3.0% year-over-year and earnings growth of 16.0% over the same period. Additionally, the dividend yield is notable at 293.0%, with a payout ratio of 26.1%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About OFG Bancorp
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico.
Visit website →Key Statistics
- Market Cap
- $1.85B
- P/E Ratio
- 9.32
- 52-Week High
- $46.11
- 52-Week Low
- $33.15
- Avg Volume
- 265.34K
- Beta
- 0.78
- Dividend Yield
- 293.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NYQ
- Country
- United States
- Employees
- 2,217