OPBK
Financial ServicesOP Bancorp
$14.30
+$0.32 (+2.29%)
Jan 5, 2026
Price History (1Y)
Analysis
OP Bancorp is a financial services company operating within the banks - regional industry. With a market capitalization of $212.86M and revenue of $87.08M (TTM), OP Bancorp has a relatively small scale compared to larger institutions in its sector. The company employs 231 individuals. OP Bancorp exhibits strong profitability, with an operating margin of 46.2% and a profit margin of 27.1%. The company's returns on equity and assets are also noteworthy, at 11.1% and 0.9%, respectively. OP Bancorp's balance sheet is comprised of $166.85M in cash and $87.71M in debt. OP Bancorp's valuation metrics include a P/E ratio (TTM) of 8.83 and forward P/E of 7.30, which may be considered relatively low compared to its industry peers. The company has experienced significant growth in revenue (14.8% YoY) and earnings (25.0% YoY). OP Bancorp also offers a dividend yield of 343.0%, although the payout ratio is modest at 30.4%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About OP Bancorp
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. The company offers demand, checking, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, commercial and industrial business, single-family residential, term, consumer, and home mortgage loans; trade financing products; and letters of credit, and SWIFT and export advice. In addition, the company offers debit and credit card, online transfer and bill payment, and electronic delivery of customer statements; mobile banking solutions for iPhone and Android phones, including remote check deposit with mobile bill pay; direct deposit, cashier's check, person to person payment, wire transfer, and automated clearing house services; and cash management services, including balance reporting, transfers between accounts, wire transfer initiation, ACH origination, and stop payment services, as well as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. It operates full branch offices in Los Angeles, Orange, and Santa Clara Counties in California; the Dallas metropolitan area in Texas; and Clark County in Nevada, as well as operates loan production offices in Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.
Visit website →Key Statistics
- Market Cap
- $212.86M
- P/E Ratio
- 8.83
- 52-Week High
- $16.07
- 52-Week Low
- $10.43
- Avg Volume
- 40.80K
- Beta
- 0.67
- Dividend Yield
- 343.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NGM
- Country
- United States
- Employees
- 231