OPFI

OppFi Inc. is a financial services company operating in the credit services industry. The company has a significant market presence with a market capitalization of $916.71M and annual revenues of $335.42M, employing 445 people. Financially, OppFi exhibits moderate profitability, with gross margins at 100.0%, operating margins at 51.3%, and profit margins at 1.2%. The company's returns on equity (48.9%) and assets (18.2%) are substantial. Its balance sheet is characterized by a debt-to-equity ratio of 120.02, indicating significant leverage, and cash holdings of $45.45M against outstanding debts of $332.76M. OppFi's valuation metrics reveal a P/E ratio of 150.00 (TTM) and forward P/E of 6.03, suggesting a potential multiple expansion or contraction based on earnings growth. Revenue has grown by 18.3% year-over-year, while earnings have increased by 266.4%. The company does not pay dividends.