OPRT

Oportun Financial Corporation is a publicly traded company listed on the Nasdaq under the ticker OPRT. It operates in the financial services sector and credit services industry, with a market capitalization of $231.24 million. The company has a significant scale, employing approximately 2,312 individuals. From a financial health perspective, Oportun Financial Corporation demonstrates strong profitability metrics. Its gross margin stands at 95.1%, operating margin is 6.4%, and profit margin is 4.3%. In terms of returns, the company reports an 8.6% return on equity (ROE) and 0.9% return on assets (ROA). The balance sheet shows a substantial amount of debt at $2.74 billion, but this is offset by a significant cash reserve of $115.92 million, resulting in a debt-to-equity ratio of 714.80. The company's valuation metrics are notable, with a price-to-earnings (P/E) ratio of 7.08 and forward P/E of 3.34. The revenue growth rate has been negative over the past year, at -6.2%, although earnings growth is not provided in the available facts. Dividend information is not available for Oportun Financial Corporation.