Old Second Bancorp, Inc.

$20.02

+$0.54 (+2.77%)

Jan 5, 2026

Price History (1Y)

Analysis

Old Second Bancorp, Inc. is a financial services company operating in the banks - regional industry within the sector of Financial Services. With a market capitalization of $1.05B and 877 employees, it has a significant presence. The company's financial health is characterized by moderate profitability, with gross margin at 0.0%, operating margin at 19.6%, and profit margin at 24.5%. Returns on equity and assets are 9.2% and 1.1%, respectively. In terms of its balance sheet, Old Second Bancorp has cash reserves of $120.88M but also carries debt worth $290.80M. The company's valuation context is reflected in its price-to-earnings ratio (TTM) at 13.17 and forward P/E at 9.28. Revenue growth over the past year has been 9.6%, while earnings growth saw a decline of -64.0%. The dividend yield stands at 144.0% with a payout ratio of 16.2%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Old Second Bancorp, Inc.

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company offers deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

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Key Statistics

Market Cap
$1.05B
P/E Ratio
13.17
52-Week High
$20.96
52-Week Low
$14.14
Avg Volume
323.03K
Beta
0.82
Dividend Yield
144.00%

Company Info

Exchange
NMS
Country
United States
Employees
877