PBFS
Financial ServicesPioneer Bancorp, Inc.
$13.45
+$0.14 (+1.05%)
Jan 5, 2026
Price History (1Y)
Analysis
Pioneer Bancorp, Inc. is a regional bank holding company in the Financial Services sector, operating within the Banks - Regional industry. With a market capitalization of $340.39 million, the company's scale is moderate compared to its peers. Additionally, Pioneer Bancorp has reported revenue of $91.72 million (TTM) and employs 265 individuals. The company's financial health indicates profitability through substantial margins: gross margin at 0.0%, operating margin at 25.1%, and profit margin at 22.7%. However, specific metrics such as return on equity, return on assets, debt to equity, and current ratio are not provided in the available facts. The balance sheet shows a relatively low level of debt at $7.90 million against a substantial cash reserve of $229.05 million. Valuation context for Pioneer Bancorp is characterized by a price-to-earnings ratio (TTM) of 18.68, which may be compared to its revenue growth rate of 1.5% year-over-year and earnings growth rate of -29.2%. The company's dividend yield and payout ratio are not specified in the available facts, nor is its forward P/E or EV/EBITDA ratio.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Pioneer Bancorp, Inc.
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit. The company's loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, and consumer loans; and home equity loans and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. is a subsidiary of Pioneer Bancorp MHC.
Visit website →Key Statistics
- Market Cap
- $340.39M
- P/E Ratio
- 18.68
- 52-Week High
- $14.94
- 52-Week Low
- $10.60
- Avg Volume
- 15.51K
- Beta
- 0.45
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 265