PBHC
Financial ServicesPathfinder Bancorp, Inc.
$14.15
+$0.03 (+0.21%)
Jan 5, 2026
Price History (1Y)
Analysis
Pathfinder Bancorp, Inc. is a regional bank operating in the Financial Services sector, specifically within the Banks - Regional industry. With a market capitalization of $87.37M and approximately 172 employees, it is a relatively small player in its field. The company's financial health indicates moderate profitability, with an Operating Margin of 9.0% and a Profit Margin of 17.1%. However, its Gross Margin is notably low at 0.0%. In terms of returns, Pathfinder Bancorp has generated a Return on Equity (ROE) of 7.2%, while its Return on Assets (ROA) stands at 0.6%. The company's valuation can be contextualized through its Price to Book ratio of 0.69 and Price to Sales ratio of 1.98. Revenue Growth over the past year has been significant, increasing by 115.0%. Additionally, Pathfinder Bancorp offers a high Dividend Yield of 283.0% and a Payout Ratio of 33.3%, indicating that a substantial portion of its net income is being distributed to shareholders.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Pathfinder Bancorp, Inc.
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. It also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
Visit website →Key Statistics
- Market Cap
- $87.37M
- P/E Ratio
- 11.79
- 52-Week High
- $17.60
- 52-Week Low
- $13.35
- Avg Volume
- 3.91K
- Beta
- 0.11
- Dividend Yield
- 283.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NCM
- Country
- United States
- Employees
- 172