PEBK
Financial ServicesPeoples Bancorp of North Carolina, Inc.
$35.90
+$0.19 (+0.53%)
Jan 5, 2026
Price History (1Y)
Analysis
Peoples Bancorp of North Carolina, Inc. operates within the Financial Services sector and Banks - Regional industry, with a significant presence marked by its market capitalization of $190.59 million. The company has a relatively small workforce of 281 employees. The financial health of Peoples Bancorp is reflected in its profitability metrics. The operating margin stands at 23.0%, while the profit margin reaches 19.6%. Return on Equity (ROE) and Return on Assets (ROA) also demonstrate a satisfactory level of efficiency, with ROE reaching 11.7% and ROA at 1.0%. However, cash levels are substantial at $117.02 million, while debt is relatively low at $19.26 million. Valuation metrics provide context for Peoples Bancorp's performance. The Price to Earnings (P/E) ratio stands at 11.66, indicating a reasonable valuation in relation to earnings. Revenue growth has been steady, with an annual rate of 6.7%. Meanwhile, the dividend yield is notable at 224.0%, although the payout ratio is relatively low at 25.8%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Peoples Bancorp of North Carolina, Inc.
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the United States. The company offers deposit products. It also originates commercial real estate loans, commercial loans, construction and land development loans, single-family residential mortgage loans, as well as agricultural loans. In addition, the company provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. Further, it operates as a clearinghouse for the provision of appraisal services for community banks; and acquires, manages, and disposes of real property, other collateral, and other assets obtained in the ordinary course of collecting debts. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.
Visit website →Key Statistics
- Market Cap
- $190.59M
- P/E Ratio
- 11.66
- 52-Week High
- $38.46
- 52-Week Low
- $23.74
- Avg Volume
- 8.96K
- Beta
- 0.38
- Dividend Yield
- 224.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NGM
- Country
- United States
- Employees
- 281