Provident Financial Services, Inc.
$20.15
+$0.40 (+2.03%)
Jan 5, 2026
Price History (1Y)
Analysis
Provident Financial Services, Inc. is a regional bank operating in the financial services sector with a market capitalization of $2.63 billion and 1,753 employees. The company's industry is classified as Banks - Regional. The company demonstrates strong profitability, with an operating margin of 53.3% and a profit margin of 30.6%. Additionally, it has a gross margin of 0.0%, indicating minimal costs associated with generating revenue. In terms of returns, Provident Financial Services yields a return on equity (ROE) of 9.5% and a return on assets (ROA) of 1.0%. Its balance sheet features cash reserves of $411.43 million and debt totaling $2.79 billion. Provident Financial Services has a price-to-earnings ratio (TTM) of 9.93, indicating relative affordability compared to its peers. The company's revenue growth rate is 6.7% year-over-year, while earnings growth stands at 53.9%. Its dividend yield is 486.0%, although the payout ratio is 48.2%, suggesting a moderate level of dividend distribution.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Provident Financial Services, Inc.
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.
Visit website →Key Statistics
- Market Cap
- $2.63B
- P/E Ratio
- 9.93
- 52-Week High
- $21.29
- 52-Week Low
- $14.34
- Avg Volume
- 771.97K
- Beta
- 0.85
- Dividend Yield
- 486.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NYQ
- Country
- United States
- Employees
- 1,753