PFSI
Financial ServicesPennyMac Financial Services, Inc.
$134.26
+$2.75 (+2.09%)
Jan 5, 2026
Price History (1Y)
Analysis
PennyMac Financial Services, Inc. is a company operating in the sector of Financial Services, specifically within the industry of Mortgage Finance. With a market capitalization of $6.98B, it is a substantial player in its field, having generated revenue of $2.72B and employing 5025 individuals. The financial health of PennyMac Financial Services, Inc. can be characterized by its profitability metrics, returns on equity/assets, and balance sheet composition. The company exhibits gross margins of 87.2%, operating margins of 23.0%, and profit margins of 18.3%. It also reports a return on equity of 12.6% and a return on assets of 2.1%. The debt-to-equity ratio stands at 462.91, while cash reserves total $824.00M against a debt load of $19.48B. The valuation context for PennyMac Financial Services, Inc. is defined by its price-to-earnings (P/E) ratios and growth rates. With a P/E ratio of 14.15 (TTM) and a forward P/E of 8.83, the company's valuation relative to earnings can be considered. The revenue growth rate has experienced a YoY decline of -1.4%, while earnings have grown by 159.2% over the same period. A dividend yield of 91.0% is notable, with a payout ratio of 12.9%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About PennyMac Financial Services, Inc.
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs. The company was founded in 2008 and is headquartered in Westlake Village, California.
Visit website →Key Statistics
- Market Cap
- $6.98B
- P/E Ratio
- 14.15
- 52-Week High
- $137.53
- 52-Week Low
- $85.74
- Avg Volume
- 335.83K
- Beta
- 1.57
- Dividend Yield
- 91.00%
Company Info
- Industry
- Mortgage Finance
- Exchange
- NYQ
- Country
- United States
- Employees
- 5,025