PRAA
Financial ServicesPRA Group, Inc.
$17.68
+$0.20 (+1.14%)
Jan 5, 2026
Price History (1Y)
Analysis
PRA Group, Inc. is a financial services company within the credit services industry, operating on a significant scale with a market capitalization of $690.82 million and revenue of $1.16 billion. The company has a substantial workforce, employing 2,814 individuals. The company's financial health is mixed, with high gross margins at 100.0%, but negative profit margin at -29.5%. Operating margin stands at 31.2%, indicating some profitability. Returns on equity and assets are negative (-28.8% and 4.4%, respectively), while debt-to-equity ratio is elevated at 370.51. The company has a substantial cash balance of $110.12 million but also carries significant debt, totaling $3.65 billion. The valuation context for PRA Group, Inc. reveals a forward price-to-earnings (P/E) ratio of 7.86 and an earnings growth rate not specified in the available facts. The company has paid no dividends, with a payout ratio of 0.0%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About PRA Group, Inc.
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. The company purchases accounts that are primarily unpaid obligations of individuals owed to credit originators. It also purchases and collects nonperforming loans, which are sold by credit originators when they choose not to pursue, or have been unsuccessful in, collecting the full balance owed. In addition, the company is involved in purchasing and collecting on nonperforming loans where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. Its nonperforming loans, includes general purpose and private label credit cards, consumer loans, auto loans, overdrafts, and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.
Visit website →Key Statistics
- Market Cap
- $690.82M
- P/E Ratio
- N/A
- 52-Week High
- $23.97
- 52-Week Low
- $12.29
- Avg Volume
- 390.01K
- Beta
- 1.33
Company Info
- Industry
- Credit Services
- Exchange
- NMS
- Country
- United States
- Employees
- 2,814