Primerica, Inc.
$262.44
+$3.71 (+1.43%)
Jan 5, 2026
Price History (1Y)
Analysis
Primerica, Inc. is a financial services company operating in the life insurance industry within the broader financial services sector. The company has a significant market presence with a market capitalization of $8.50B and annual revenues exceeding $3.34B. Primerica employs approximately 2,289 individuals. From a financial health perspective, Primerica demonstrates strong profitability metrics, including a gross margin of 70.7%, operating margin of 34.2%, and profit margin of 21.6%. The company's returns on equity (ROE) and assets (ROA) are also substantial at 34.0% and 4.5%, respectively. Primerica's balance sheet shows a moderate debt-to-equity ratio of 86.75, while cash and liquid assets amount to $657.66M against $1.99B in outstanding debt. Primerica's valuation context is characterized by a price-to-earnings (P/E) ratio of 11.88, with forward P/E at 11.00. The company has achieved revenue growth of 8.1% year-over-year and earnings growth of 31.4%. Primerica pays a dividend yield of 161.0%, though the payout ratio is relatively low at 18.5%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Primerica, Inc.
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in three segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
Visit website →Key Statistics
- Market Cap
- $8.50B
- P/E Ratio
- 11.88
- 52-Week High
- $298.75
- 52-Week Low
- $230.98
- Avg Volume
- 197.53K
- Beta
- 0.90
- Dividend Yield
- 161.00%
Company Info
- Industry
- Insurance - Life
- Exchange
- NYQ
- Country
- United States
- Employees
- 2,289