PROV
Financial ServicesProvident Financial Holdings, Inc.
$16.14
+$0.16 (+1.00%)
Jan 5, 2026
Price History (1Y)
Analysis
Provident Financial Holdings, Inc. operates in the sector of Financial Services and is part of the Banks - Regional industry. The company has a relatively small scale with a market capitalization of $104.93M and approximately 95 employees. The financial health of Provident Financial Holdings, Inc. indicates moderate profitability with gross margin at 0.0%, operating margin at 28.0%, and profit margin at 15.2%. Returns on equity (ROE) stand at 4.7% while returns on assets (ROA) are at 0.5%. The company's balance sheet shows a significant amount of debt at $214.59M, but also a substantial cash position at $49.41M. Provident Financial Holdings, Inc.'s valuation metrics show a price-to-earnings ratio (TTM) of 17.73 and a forward P/E of 13.12. The company's revenue growth over the past year has been steady at 1.5%, while earnings growth has declined by -10.1%. A dividend yield as high as 350.0% is also notable, with a payout ratio of 62.2%.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Provident Financial Holdings, Inc.
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Visit website →Key Statistics
- Market Cap
- $104.93M
- P/E Ratio
- 17.73
- 52-Week High
- $16.36
- 52-Week Low
- $12.98
- Avg Volume
- 7.38K
- Beta
- 0.30
- Dividend Yield
- 350.00%
Company Info
- Industry
- Banks - Regional
- Exchange
- NMS
- Country
- United States
- Employees
- 95