QFIN

Qfin Holdings, Inc. is a financial services company listed on the market with a significant scale of operations. The company operates in the credit services industry within the sector of financial services. Its market capitalization stands at $2.69 billion, indicating substantial size and presence. Financially, Qfin appears to be profitable, with gross margin of 65.2% and operating margin of 47.5%. The profit margin is also notable at 35.1%. However, the company's net income has declined by 11.3% year-over-year. On a more positive note, its return on equity (ROE) stands at 29.1%, indicating efficient use of shareholder capital. Cash and cash equivalents amount to $10.92 billion, while debt totals $6.92 billion, resulting in a debt-to-equity ratio of 28.49. The company's valuation metrics show a relatively low price-to-earnings (P/E) ratio of 2.71 on a trailing twelve-month basis and a forward P/E of 3.30. The revenue growth rate is substantial at 19.1% year-over-year, but the earnings growth has been negative in the same period. A notable dividend feature is the high dividend yield of 766.0%, although this may be influenced by other factors beyond the provided data.