QTWO
TechnologyQ2 Holdings, Inc.
$70.55
+$1.12 (+1.61%)
Jan 5, 2026
Price History (1Y)
Analysis
Q2 Holdings, Inc. is a technology company operating in the software application industry. The company's market capitalization stands at $4.41B, with revenue totaling $769.63M on a trailing twelve-month (TTM) basis. Q2 has a significant workforce of 2476 employees. Financially, Q2 Holdings demonstrates mixed profitability metrics. The company boasts a gross margin of 53.4%, but lags behind in operating and profit margins, at 5.5% and 4.1%, respectively. Returns on equity (ROE) and assets (ROA) are also relatively low, standing at 5.7% and 1.1%, respectively. Notably, the company's balance sheet shows a significant amount of debt ($539.08M) against substantial cash reserves ($568.73M), resulting in a debt-to-equity ratio of 86.55. Q2 Holdings' valuation metrics reveal a higher price-to-earnings (P/E) ratio at 138.33, but a relatively lower forward P/E of 25.28. The company's revenue growth rate is 15.2% on a year-over-year basis, while earnings growth remains unreported. Dividend-related information is not provided.
This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.
About Q2 Holdings, Inc.
Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to enhance the security and integrity of digital banking operations, including real-time security analytics and behavioral analysis, event-driven validation for non-transactional fraud management, electronic transaction dispute management, ACH file monitoring and risk reporting, and check and ACH positive pay systems for commercial users. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers and other partners to deploy customized experiences and the financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that provide tools for managing commercial lending deposits and fee-based transactions comprising loan pricing and negotiation tools, treasury pricing and fee-based service structuring, AI assistance for relationship managers, end-to-end loan origination and servicing, automation of lending activities, and support services to diverse loan types and asset classes, as well as portfolio management services, such as analysis, performance, reporting, and trend identification. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.
Visit website →Key Statistics
- Market Cap
- $4.41B
- P/E Ratio
- 138.33
- 52-Week High
- $102.07
- 52-Week Low
- $58.57
- Avg Volume
- 836.01K
- Beta
- 1.36
Company Info
- Industry
- Software - Application
- Exchange
- NYQ
- Country
- United States
- Employees
- 2,476