Ready Capital Corporation

$2.08

$-0.06 (-2.80%)

Jan 5, 2026

Price History (1Y)

Analysis

Ready Capital Corporation is a real estate investment trust (REIT) operating in the mortgage industry. As a REIT, it is required to distribute at least 90% of its taxable income to shareholders. The company has a market capitalization of $343.05 million and employs approximately 500 people. The company's financial health is concerning, with significant net losses and negative margins across all profitability metrics. Ready Capital Corporation reported a net loss of -$297,376,000 over the trailing twelve months, along with gross margin, operating margin, and profit margin of 0.0%. The return on equity (ROE) was -13.3%, while the return on assets (ROA) was -2.9%. Additionally, the company's debt-to-equity ratio is substantial at 332.94. The valuation context for Ready Capital Corporation is challenging, with a forward P/E ratio of -74.02 and negative price-to-sales and EV/EBITDA ratios. The dividend yield is unusually high at 187.0%, which may be related to the company's payout ratio of 91.3%. Revenue growth over the past year was modest at 1.0%.

This analysis is AI-generated for informational purposes only and should not be considered financial advice. Data may be delayed or inaccurate. Always do your own research and consult a qualified financial advisor before making investment decisions.

About Ready Capital Corporation

Ready Capital Corporation operates as a real estate finance company in the United States. It operates through two segments: LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program; and acquires, originates, and services USDA loans, as well as originates and services small business loans. It originates, acquires, finances, and services lower-to-middle-market (LLM) commercial real estate loans, small business administration (SBA) loans, residential mortgage loans, construction loans, USDA loans, and mortgage-backed securities collateralized primarily by LLM loans, or other real estate-related investments. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.

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Key Statistics

Market Cap
$343.05M
P/E Ratio
N/A
52-Week High
$7.14
52-Week Low
$2.03
Avg Volume
3.91M
Beta
1.51
Dividend Yield
187.00%

Company Info

Exchange
NYQ
Country
United States
Employees
500